Bankruptcy… it is a word that we have all heard, but there can be many misconceptions about what it actually is. Bankruptcy is not like the game of Monopoly, it is not the end game for you. Bankruptcy in real life is your chance for a fresh start.…
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What is the difference between a Chapter 7 and a Chapter 13 Bankruptcy? A Chapter 7 Bankruptcy, also known as a straight bankruptcy, is a liquidation bankruptcy where your unsecured debts (debts not secured by collateral) such as credit cards and med…
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One of the most common questions that we are asked by our bankruptcy clients is whether they can keep their car when they file for bankruptcy. In most cases the answer is yes. You are entitled to certain exemptions to protect property, including a mo…
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A chapter 7 bankruptcy is the most straightforward form of bankruptcy and allows you to get rid of most of your debts and start over with a fresh start. In order to qualify for a chapter 7 bankruptcy you have to fall below the New York State median i…
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